agar saal me jo khums nikalta hai us me se aap sahme sadat ke hisse se madad karte hain to thk hai ye khums me hi shamil hai lekin agar ye paise aap alag se kharch karte hain to isko khums ka hissa nahi mana jaega. isliye agar saal me aapka khums 40/50 hazar nikalta hai to jaise hi nikalen usi waqt usme se madad kar dia kijiye