I want to ask about insurance policy is this permissible or not? because in insurance policies there will a interest rate included

insurance policy yani wo company aap se monthly ya daily…kuch rupees leti hai aur uske badle me agar aapko koi loss ho to aapke nuqsan ko khatm kare aur mature hone ke baad ek fix amount aur kuch extra dia jata hai,,,jo aapka asl paisa hai use lene me koi problem nahi jo company extra deti hai agar aapne policy ki starting me is extra ki shart nahi rakhi thi aur wo copmany khud se apni policy ki wajah se deti hai to ise bhi le sakte hain lekin policy ki starting me agar aapne extra ki shart lagai thi ki main extra lunga to ye jaez nahi hai